Jennifer Chang is VP and Senior Credit Officer at Moody's Sustainable Finance Credit Group, specializing in physical climate risk and transition risks. She has published research on climate risks, clean energy, and urban floods. Previously led Public Power Sector in Global Project Finance, covering Americas infrastructure as lead analyst on power finance and PPP ratings. She worked at World Bank as energy finance specialist, contributing to Brazil Low Carbon Case Study for COP16. Holds Master's from Columbia, Bachelor's from Drexel, Sustainable Water Management certification, speaks Portuguese and Spanish.